Breaking Down Payment Gateway Fees — What You Need to Know

Introduction
At Pay Terminal, we know that understanding payment gateway fees is essential for managing costs and improving profitability. These charges can stack up quickly, so being informed — and strategic — helps you protect your bottom line.

1. Transaction Fees
What it is: A percentage of each sale (typically 2%–3%) plus a fixed fee (e.g., $0.30 per transaction).
Pro Tip: Compare rates and look for transparent pricing. Pay Terminal offers clear, competitive fees with no hidden surprises.

2. Monthly Fees
What it is: A flat monthly charge, sometimes required regardless of sales volume.
Pro Tip: For small businesses, look for providers like Pay Terminal that offer flexible pricing plans with low or no monthly fees.

3. Chargeback Fees
What it is: Fees (typically $15–$25) incurred when customers dispute a transaction.
Pro Tip: Protect your business with advanced fraud prevention tools — Pay Terminal’s system is designed to detect suspicious activity and help you reduce chargebacks.

4. Cross-Border Fees
What it is: Extra charges for international transactions, often around 1%.
Pro Tip: If you’re selling globally, choose a gateway like Pay Terminal that provides competitive cross-border rates and multi-currency support.

5. Setup and Integration Fees
What it is: One-time fees for onboarding or connecting the gateway to your site.
Pro Tip: Avoid unnecessary startup costs. Pay Terminal offers easy onboarding and affordable integration with minimal setup fees — or none at all.

Conclusion
Understanding how payment gateway fees work empowers you to make smarter business decisions. With Pay Terminal, you get straightforward pricing, powerful features, and support built for growing e-commerce businesses. Have questions? Reach out at info@payterminal.cc or visit payterminal.cc.